Terms Of Use

For Terms of Use information for our site’s printables and downloads, please Terms of Use For Downloads and Files page. 

For general site Terms of Use, please see below…


Welcome to PennyPinchingParent.com (& PennyPinchingParent.net). This site is provided by PennyPinchingParent.com (& PennyPinchingParent.net) (refereed to throughout this Site as “PennyPinchingParent.com,” “Penny Pinching Parent,” “We” “Us” or “PPP”) as a personal blog and a service to readers and subscribers. Please take a few moments to read, review and familiarize yourself with our Terms of Use before reading, commenting, downloading, copying, reproducing, alterting materials of any kind, referencing, subscribing to and/or linking to PennyPinchingParent.com, in essence “using” this Site..

This Agreement was last updated on April 11, 2013

Terms Of Use:

This Terms of Use Agreement (the “Agreement”) is between you (“You”) and PennyPinchingParent.com (& PennyPinchingParent.net).  In this Agreement, “We” or “Us” refers to PennyPinchingParent.com (& PennyPinchingParent.net), its owner, and agents. This Agreement sets out the terms and conditions applicable to Your access and use of www.PennyPinchingParent.com [& PennyPinchingParent.net] (the “ Site”). By Your use of the Site, You agree to be contractually bound by the terms of the agreement, including any modifications that We may make. You also consent to the collection and use of your personal information as outlined in our privacy policy available below. If You use this Site on behalf of your employer, organization or company, they shall also be bound by the terms of this Agreement.

If you do not agree with any of these Terms of Use or any other policies outlined below, do not use the PennyPinchingParent.com website.

Bookmarking and Changing of Terms of Use:

If you “bookmark” a particular portion of this Site and thereby bypass these Terms of Use, your use of this Site still binds you to these Terms of Use. PennyPinchingParent.com reserves the right to update or modify these Terms of Use at any time without prior notice to you. For this reason, we recommend that you review these Terms of Use whenever you use this Site.

Limitation of Liability:

If you choose to access this Site, you so so at your own risk. Under no circumstance will PennyPinchingParent.com (& PennyPinchingParent.net) or its associates be liable to you for damages or losses resulting from your use of, misuse of, or, reliance on the site, or on the web site content including without limitation on breach of contract, negligence, gross negligence, and including viruses, data corruption, failed messages, damages arising as a result of transmission errors or issues, telecommunications service providers, PennyPinchingParent.com (& PennyPinchingParent.net) contractors, the internet backbone, third party supplier of products or service, damages or losses caused by you, or your respective employees, agents or subcontractors, or any events beyond the reasonable control of www.PennyPinchingParent.com. Do not use the Site as a substitute for professional advice. PennyPinchingParent.com is not liable for the content of any comments the Commenter might leave on this Site (see Comment policy below).

Information Found On This Site:

This Site contains content that we create as well as quote or collect from third-parties. This content includes, product reviews, features, articles, advertising, listings, and price comparison site listings. It also includes information about products and services offered by parties other than PennyPinchingParent.com, such as product descriptions, specifications, pricing, availability, uses and performance. The Site and its content is provided to You “as is”. We do not guarantee the accuracy, the integrity, or the quality of the content on the Site, and You may not rely on any of this content. This site also does not substantiate or back any claims of product safety, performance, quality, etc. which may be stated by a manufacturer and referenced here on PennyPinchingParent.com.


We will not sell or exchange your personal information at any time. We do not collect personally identifiable information from our visitors other than what is supplied to us on a voluntary basis. Visitors to the Penny Pinching Parent Web Site may voluntarily supply certain personally identifiable information in connection with things such as contest or sweepstakes registration, subscription registration for sites or services which require subscription (such as email newsletters). This Site is hosted in the State of Tennessee, USA. Please be aware that laws regarding personal information and privacy may differ from Your location. For more information on PennyPinchingParent.com’s (& PennyPinchingParent.net) and Privacy, please visit our Privacy Policy page.

Third Party Websites:

You may be transferred to online merchants or other third party websites through links or frames from PennyPinchingParent.com (& PennyPinchingParent.net). These links are provided solely for your convenience and do not constitute an endorsement by PennyPinchingParent.com (& PennyPinchingParent.net), its licensors, or advertisers of these third party websites. Nor do said links imply an affiliation of PennyPinchingParent.com (& PennyPinchingParent.net) with these third-party sites. Your correspondence or related activities with third parties, including payment transactions and goods-delivery transactions, are solely between You and that third party. You agree that We will not be responsible or liable for any loss or damage of any sort incurred as the result of any of Your transactions or other dealings with third parties. Any questions, complaints, or claims related to any product or service should be directed to the appropriate vendor. PennyPinchingParent.com (& PennyPinchingParent.net) is not responsible for any information collected from you by a third party site, please reference other thrid parties sites for their Terms of Use and Privacy information.

Giveaways and Contests:

If You enter a giveaway, contest or other promotion on PennyPinchingParent.com (& PennyPinchingParent.net), We may ask you for contact information or personal information. This information may include, but is not limited to Your name, address and email address. This information is needed in order to administer the contest, notify winners and make the winners’ list publicly available pursuant to certain states’ laws. Your consent to such promotional use and disclosure of this information is a condition of your participation.

Items featured for giveaway here on PennyPinchingParent.com (& PennyPinchingParent.net) are either provided by a company, business owner, PR firm, etc. We strive to make sure each giveaway winner does receive their “prize,” but these items are often mailed directly from the company sponsoring the giveaway and PennyPinchingParent.com (& PennyPinchingParent.net)  is not liable for any items not received. If a company fails to follow through with a giveaway item “prize” all links to the promotion will be removed from the site and PennyPinchingParent.com (& PennyPinchingParent.net) will not work with that company in the future.

Comment Policy:

PennyPinchingParent.com (& PennyPinchingParent.net)  is not responsible for the content of any comments made by the Commenter(s) on this Site. The site is also not responsible for knowing is a comment is breaking the law in other countries or jurisdictions, nor is it liable for any such comments. This Site is open for comments, but does moderate comments and we reserve the right to not publish a comment.

If You leave a comment on this Site, there is no gurantee or implications that a comment will be published. We reserve the right to publish comments which we feel are appropriate and contribute to the article being commented on. We reserve the right to edit comments.

Comments which include, but are not limited to, hateful, libelous, and defamatory content, will be deletd. All comments on this Site have to be written in English. Please do not break the law or violate any other site’s Terms of Conditions when you leave a comment on PennyPinchingParent.com (& PennyPinchingParent.net).

Comments intending to advertise and/or off-topic comments (”SPAM“) will be deleted. PennyPinchingParent.com (& PennyPinchingParent.net) also reserves the right to block Commenter(s) who have previously published offensive comments, illegal content, or SPAM.

Personal Opinion:

The contents of this Site, with the exclusion of comments and items such as quited references or material are the personal opinion of PennyPinchingParent.com(& PennyPinchingParent.net)  and PennyPinchingParent.com(& PennyPinchingParent.net)  alone; they do not represent the views and opinions of the Site owner’s family members, or employers, nor do they represent the view of organizations, businesses or institutions the Site owner is a part of. The Site owner is not a professional in any field, and information found on this Site should not be substituted for information obtained from a licensed professional as appropriate. The content of this Site is not intended to cause harm, but if You have any concerns about the contents of this Site, please contact the author. A difference of opinion or disagreeing with the content found on PennyPinchingParent.com (& PennyPinchingParent.net) does not constitute sufficient ground for You to ask the Site to remove or modify any parts of PennyPinchingParent.com(& PennyPinchingParent.net).

Compensation, Advertising & Affiliate Relationships:

PennyPinchingParent.com(& PennyPinchingParent.net) does frequently receive compensation for the sites opinion including, but not limited to, paid advertising and free services or merchandise. Even though this Site receives compensation for our posts or advertisements, we always give our honest opinions, findings, beliefs, or experiences on those topics or products.

This Site does not specifically endorse any product, service or company.

PennyPinchingParent.com(& PennyPinchingParent.net) makes no guarantees nor implies any guanrantees for any of the products, services or otherwise featured on this Site. There are also no claims or gurantees that an item is the best or lowest price. Any claims as to a products function, features, reliability, purposes, etc. should be verified via the companies or third parties web site.

The reviews, product listings, promotions, advertisements and so forth are striclty for educational and informative uses only. When looking at reviews to make buying decisions, You should consult multiple sources, including the product manufacturers site and professional advice when appropriate. This site offers personal opinions based on personal experience with a product. This information is a personal perspective and should not be construed as advice.

Reviews and opinions found on PennyPinchingParent.com (& PennyPinchingParent.net)  are subject to change at any time. This Site is not responsible for the accuracy or reliability of it’s opinion, advice or recommendation of any product, service, advertisement or third party information.

This Site not responsible for damage or loss caused by Your reliance on the information obtained on this Site. It is Your responsibility to evaluate accuracy, appropriateness or completeness of any information obtained from PennyPinchingParent.com(& PennyPinchingParent.net).

You will find affiliate based links in articles featured on PennyPinchingParent.com (& PennyPinchingParent.net). You will also find affiliate based advertisements and other paid advertisements. PennyPinchingParent.com (& PennyPinchingParent.net) is paid a percentage if you click through one of these affiliate based links and place an order with the company advertised. That being stated, not every link on PennyPinchingParent.com (& PennyPinchingParent.net) is an affiliate based link nor should it be assumed that We have an affiliate based relationship with every company, manufacturer or site featured or seen on PennyPinchingParent.com (& PennyPinchingParent.net). The same holds true for product reviews, you will often see items reviewed on PennyPinchingParent.com (& PennyPinchingParent.net) that were items the Site Owner purchased on their own personal use and decided to write a review of said item.

Copyright Policy:

All the text, images and other content being found on this Site are property of PennyPinchingParent.com (& PennyPinchingParent.net), unless otherwise stated. Any logos, trademarks or photos referenced on this Site property of their respective owners and are readily available in various places on the Internet and believed to be in public domain. Images posted are believed to be posted within PennyPinchingParent.com’s (& PennyPinchingParent.net) rights according to the U.S. Copyright Fair Use Act (title 17, U.S. Code.) If You believe that any content appearing on this Site infringes on your copyright, please notify the Site owner via the contact link at the top of the page and the infringing material will be removed as soon as possible. The PennyPinchingParent.com (& PennyPinchingParent.net) logo design is an exclusive design and should not be used without written permission, except in the case of buttons, widgets, links, etc.

You are not allowed to reproduce, sell, and modify any part of this Site. You are welcome to link to this Site, and to discuss its contents in a respectful manner. When You quote or link to this Site, you are required to include PennyPinchingParent.com’s (& PennyPinchingParent.net) name in your link and a link to this Site.

You are not authorized to use this content for personal profit or gain. We do require written permission for copying, reproduction, modification, posting, republishing, uploading, transmitting, duplication and any unauthorized acts of the aforementioned will result in this site filing a DMCA violation (when applicable) and possible legal action.

Forbidden Actions:

The following actions are not permitted while using this Site, (i) to use this site to promote products, other sites (including blog), (ii) to infringe on or violate any of the policies of thisSite, including but not limited to Terms of Use, Privacy Policy, Copyright Policy or and Comment Policy, (iii) to attack this Site with malicious software and/or use date mining or feed scraping software, (iv) to commit any illegal actions while using this Site or against this Site, (v) to restrict access to this Site, (vi) to impede the normal functioning of this Site and (vii) to menace the Site’s owner with, or cause physical or financial harm to, the owner of PennyPinchingParent.com (& PennyPinchingParent.net).

No Guarantee Of Service:

PennyPinchingParent.com (& PennyPinchingParent.net) does not guarantee that the Blog will be accessible at all times or during any down time (i) caused by outages to any public Internet backbones, networks or servers, (ii) caused by any failures of Your equipment, systems or local access services, (iii) for previously scheduled maintenance or (iv) relating to events beyond the Author’s control such as strikes, riots, fires, floods, explosions, war, terrorism, governmental action, labor conditions, natural and/or man-made disasters, or interruptions in Internet services to an area where the PennyPinchingParent.com (& PennyPinchingParent.net) or Your servers are located.

Although PennyPinchingParent.com (& PennyPinchingParent.net) will try to moderate comments quickly, PennyPinchingParent.com makes no guarantee to the Commenter that its comments or trackbacks will be displayed promptly, without modifications, or that they will be displayed at all, as all comments will be published to the discretion of PennyPinchingParent.com (& PennyPinchingParent.net).

Content is updated regulary on PennyPinchingParent.com (& PennyPinchingParent.net), but We reserve the right to dicontinue segments and/or features we deem no longer relevant to the Site. We also make an attempt to have prescheduled items post during illnesses and items such as vacations, but there are not guarantees, written or implied that this Site will update a set number of times per day, week, month, year, etc.

Obligation to Indemnify:

You agree to indemnify, defend and hold PennyPinchingParent.com (& PennyPinchingParent.net), its agents, and applicable third parties (collectively “Indemnified Person(s)“) harmless from and against any and all claims, liability, loss, and expense (including damage awards, settlement amounts, and reasonable legal fees, brought against any Indemnified Person(s), arising out of, related to or which may arise from Your use of the Site and/or Your breach of any term of this Agreement. This will include all legal fees and expenses occurring as a result. Applicable Laws; Venue.

PennyPinchingParent.com (& PennyPinchingParent.net)  operates the Site from the State of Tennessee, USA, and makes no representation that materials on this Site are appropriate or available for use in other locations. Access to the Site from any location where the content is illegal is prohibited.

Any claim related to the use of the Site or to the materials found on PennyPinchingParent.com (& PennyPinchingParent.net) shall be governed by the laws of the State of Tennessee. Any action related to the access, use, content, or existence of this Site shall be filed only in the appropriate court located within the USA. The use of this Site constitutes Your express permission and consent to the jurisdiction of the provincial and/or federal courts of the USA for purposes of such actions.

Legal notices and Contact information. If You are intending to carry out legal action of any kind against this Site or the Owner, you are required to contact the Owner fourteen (14) business days before any legal claim is made.

The Owner of this Site do not intend to harm you or anyone you may be affiliated with bu writing this Site. If You feel that your rights have been infringed, please contact the Owner, and allow fourteen (14) business days for the reply to be received. The Site Owner will do whatever is reasonably possible to address Your concerns. Again, please not that a difference of opinion, is just that, a difference of opinion and our opinions are not intended to be malicious or defamatory, but rather just opinions.


We hope you will find PennyPinchingParent.com  (& PennyPinchingParent.net)as a useful resource of opinions and information.

If you do not agree with any part of this Terms of Use Agreement, do not use this site.